Buy Your Dream Home
With As Little As 5% Deposit
We help you into your first home sooner with low deposit home loan solutions from 50+ trusted lenders.
What Is a Low Deposit Home Loan?
A low deposit home loan allows you to purchase a property with a deposit as little as 5% of the property value. It's designed to help first home buyers get into the property market sooner without waiting years to save.
Get Into The Market
Buy your first home sooner with a lower deposit.
Keep Your Savings
Keep your savings for emergencies or future goals.
Build Equity
Start building equity in your home from day one.
Flexible Options
We'll find the right loan to suit your needs and budget.
Why Choose a Low Deposit Loan?
Lower Barrier
Enter the property market with a smaller deposit.
Capital Growth
Benefit from property value growth over time.
Less Waiting
No need to wait years to save a big deposit.
Financial Freedom
More flexibility for your lifestyle and goals.
Eligibility Criteria
- Australian citizen or permanent resident
- Stable income and employment
- Good credit history
- Genuine savings of at least 5%
- Serviceability requirements met
Deposit Comparison
- Get in sooner
- Less savings needed
- LMI may apply*
- More lender options
- Lower LMI cost
- Better interest rates
- No LMI
- Better interest rates
- Stronger borrowing
*LMI (Lenders Mortgage Insurance) may apply. We can help you explore LMI waiver options.
How It Works
Initial Consultation
We understand your goals and financial situation.
Pre-Approval
Get pre-approved and know your borrowing capacity.
Find Your Home
Search and find the perfect property.
Loan Approval
We submit your application and get final approval.
Settlement
Complete settlement and get your keys!
What Our Clients Say
"Supreme Finance made it possible for us to buy our first home with just 5% deposit. The process was smooth and stress-free."
"I never thought I could buy so soon. Rajesh found the perfect loan for me. Highly recommend his service!"
"Great communication, great rates, and excellent support throughout the whole journey."