Exclusive Home Loan
Solutions for Doctors
Special home loan benefits for medical professionals. Higher borrowing power, lower rates, and up to 95% LVR with no LMI.
Benefits of Doctor Home Loans
Who May Qualify for an LMI Waiver?
General Practitioners
GPs working in private practice, medical centres or public hospitals.
Medical Specialists
Surgeons, anaesthetists, cardiologists and other specialists.
Dentists
General dentists, orthodontists, periodontists and oral surgeons.
Interns & Resident Doctors
Flexible lending options for doctors in the early stages of their career.
Other Healthcare Professionals
Optometrists, veterinarians, pharmacists, physiotherapists & more.
Exclusive Discounts & Special Offers
Enjoy special rate discounts, reduced fees and premium loan features — even with up to 95% LVR.
Special interest rate discounts
Reduced annual package fees
Waived application fees
Access to premium loan products
How Much Can Doctors Borrow?
Up to 100% Finance
Some lenders may offer up to 100% of the property's purchase price for eligible applicants, subject to criteria.
Up to 95% LVR Without LMI
Many doctors may borrow up to 95% of the property's value without paying LMI, potentially saving tens of thousands.
Potential Savings with an LMI Waiver
| Property Value | Loan Amount (95% LVR) | LVR | Estimated LMI Saving |
|---|---|---|---|
| $750,000 | $712,500 | 95% | ~$29,000 |
| $1,000,000 | $950,000 | 95% | ~$41,000 |
| $1,500,000 | $1,425,000 | 95% | ~$67,000 |
| $2,500,000 | $2,375,000 | 95% | ~$122,000 |
| $4,000,000 | $3,800,000 | 95% | ~$215,000 |
Disclaimer: The above figures are estimates only and are provided for illustrative purposes. Actual savings may vary depending on the lender, loan amount and borrower profile.
The Doctor Home Loan Process
Speak with a Specialist Mortgage Broker
We assess your situation and match with lenders offering exclusive benefits.
Obtain Pre-Approval
Know your borrowing capacity and strengthen your position.
Find Your Property
Find the right property and sign the Contract of Sale.
Formal Approval & Valuation
Lender completes valuation and final assessment of your application.
Loan Settlement
Once approved, settlement occurs and the property is yours!
Documents Required
Personal Documents
- Proof of Identity (Driver Licence or Passport)
- AHPRA registration confirmation or relevant professional registration
- Recent payslips and employment details
- Income statement or PAYG summary
- Existing loan and liability statements
Financial Documents
- Rental income documents for investment properties
- Savings and asset statements
- For self-employed applicants, ABN details and last 2 years' tax returns and financial statements
Ready to Unlock Your Home Loan Benefits?
Let our team help you access exclusive home loan benefits designed for medical professionals.
0413 413 378 rajesh@supremefinance.com.au